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There’s a reason the “Bluegrass State” is known for its horse racing and distilleries—it’s some of the finest in the world. If you dig deeper, however, you’ll find that the Commonwealth of Kentucky has much more to offer. With many offices spread throughout the state, our local team members are ready to assist you with first-time home buying to refinancing a current loan. Use our mortgage loan calculator to find out how much you pre-qualify for today!


Fast and friendly service! Made buying my first home so easy!

- Tiffany Leigh B.

We were always updated with any and all information regarding the progress of the loan.

- Rebecca Sue M.

Grady made this a very easy process; very prompt, very professional, and easy to talk too.

- James M.

Great friendly people to work with. Always just a phone call or email away. That truly made a huge difference in our home buying process.

- Candace K.

Everyone was so helpful and kind. They did their best and got us closed on a home very quick! First time home buyers and Grady made our experience easy and no confusion!!

- Courtney B.

Everything from start to finish. Grady’s very quick and excellent at what he does. He made our first home buy smooth and painless. He was very helpful to any questions I had and quick to respond. We can’t thank him enough.

- Lyndsie P.

Grady makes the loan process quick and painless! We would recommend him to anyone! Our first home buy was a great experience thanks to him!

- Lyndsie P.

Thank you so much to Grady and Deloris for all of your help!

- James Lee H.

Someone was always available to answer any question I had through the process.

- Deana Marie M.

Grady and his team worked tirelessly to ensure I understood each step of the process, responded to any questions I had very rapidly and made me feel like I was their number one client. Getting a mortgage is a very daunting process before you commit, but Grady and his team alleviated any worries I had with their professionalism and impeccable service.

- Edward Daniel M.

Best in the business he had my house closed in less then 3 weeks!!! I have nothing but good to say about the man!!

- Landon D.

Grady went above and beyond to make sure I knew every step of this journey. He didn’t care to answer or make calls after hours to help guide me. Without him I would have been lost for most of this process and with that said I’m glad I done business with him and republic as a whole. Thank you!

- Brandon Michael R.

Great communication throughout the entire process.

- Jason V.

Grady is awesome! Always answered my questions at anytime of day. Him and Deloris did everything and anything to make this possible for us.

- Leann T.

Grady was very prompt in his communication and informative throughout the entire process. Would readily recommend him to anyone searching for a Mortgage Loan Officer!

- Jacob Wayne D.

Great communication, grady and his team moved fast to get my family in our home.

- Ambur Tiffany H.

Grady Underwood and team did an amazing job. They made my experience extremely easy and appreciated their guidance and constant communication during the process.

- Todd D H.

Grady was the best!

- Patricia Ann C.

Grady and his team were experienced and efficient. They responded to any questions or emails incredibly fast if I had a question. Their app made it super easy to upload documents. Will definitely use them again.

- Timothy R M.

Grady was very informative and got me closed within 20 days from start to finish

- Courtney P.
Grady Underwood

Grady Underwood

I am licensed in: KY-MC751396

Loan Officer
NMLS ID #: 641271

Direct: 606-872-0451
Office: 606-220-2780
Fax: 606-266-8281

Apply Online

Contact Grady Underwood

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